10 Best Soils for Money Trees That Will Keep Your Plant Thriving

I’ve tested numerous money tree soils, and the top performers include Perfect Plants Money Tree Potting Soil with its coco coir base, the highly-rated 4-quart Money Tree Soil mix with 7,400+ customer reviews, and fast-draining 2-quart blends perfect for moisture-sensitive plants. These specialized formulations prevent root rot while providing essential nutrients like nitrogen, phosphorus, and potassium that keep your Pachira Aquatica thriving. Below, I’ll share the complete breakdown of each soil’s unique benefits.

We are supported by our audience. When you purchase through links on our site, we may earn an affiliate commission, at no extra cost for you. Learn more. Last update on 13th September 2025 / Images from Amazon Product Advertising API.

Notable Insights

• Choose well-draining soil mixes with perlite and coco coir to prevent root rot in moisture-sensitive money trees.
• Maintain soil pH between 6.0-7.0 for optimal nutrient absorption and healthy money tree growth.
• Select organic potting mixes with essential nutrients like nitrogen, phosphorus, and potassium to reduce fertilizer needs.
• Look for specialized money tree soil blends that balance drainage with moisture retention capabilities.
• Consider compact 1-2 quart organic options for indoor plants or larger 4-quart sizes for repotting projects.

Perfect Plants Money Tree Potting Soil 4qt | Organic Coco Coir Based Plant Mix

Perfect Plants Money Tree Potting Soil stands out as the premier choice for gardeners who want a professionally formulated, coco coir-based mix that eliminates the guesswork from soil selection. This horticultural-grade blend combines shredded coir husk, pine bark, perlite, sand, and garden lime to create an ideal growing environment that mimics your money tree’s natural outdoor habitat. You’ll appreciate the super moisture drainage system that quickly removes excess water while retaining essential nutrients, preventing root rot and promoting healthy development. The organic formula enhances leaf shine and encourages robust root growth without pelletized fertilizers that can burn delicate roots. Mixed professionally on a family farm in the USA, this premium soil comes in convenient resealable bags.

Best For: Money tree owners and indoor gardeners who want a professionally formulated, organic potting mix that promotes healthy root growth and prevents overwatering issues.

Pros:

• Super moisture drainage system prevents root rot while retaining nutrients
• Organic coco coir-based formula with horticultural-grade ingredients enhances leaf shine and root development
• Professionally mixed in the USA on a family farm with no pelletized fertilizers that could burn roots

Cons:

• Specifically formulated for money trees, may not be optimal for other plant varieties
• Only available in 2qt and 4qt sizes, limiting options for larger planting projects
• Higher price point compared to generic potting soils due to premium ingredients and specialized formulation

Money Tree Soil (4 Quarts), All-Natural Potting Mix for Pachira Aquatica

This hand-blended, all-natural potting mix stands out as an exceptional choice for gardeners who want specialized nutrition tailored specifically for their Pachira Aquatica plants. The thoughtful blend combines peat, bark nuggets, worm castings, perlite, and lime to create ideal growing conditions that promote robust root development and healthy foliage. You’ll appreciate how the perlite enhances drainage while preventing soil compaction, ensuring your money tree‘s roots receive adequate oxygen circulation. The four-quart bag provides enough soil for repotting one to two medium-sized plants, making it perfect for revitalizing nutrient-depleted soil. With over 7,400 customer reviews averaging 4.5 stars, this specialized mix consistently delivers excellent results for money tree enthusiasts.

Best For: Money tree owners looking for a specialized, nutrient-rich potting mix designed specifically for Pachira Aquatica plants that need repotting or soil rejuvenation.

Pros:

• Hand-blended formula with all-natural ingredients specifically designed for money trees, including peat, bark nuggets, worm castings, perlite, and lime
• Enhanced drainage and prevents soil compaction through perlite, ensuring proper root oxygen circulation
• Strong customer satisfaction with 4.5 stars from over 7,400 reviews and proven results for plant health

Cons:

• Limited quantity at 4 quarts may not be sufficient for larger money trees or multiple plants
• Higher cost per volume compared to generic potting mixes due to specialized formulation
• Only optimized for money trees, making it less versatile than general-purpose potting soils

Money Tree Soil Mix – 2 Quart Fast-Draining Potting Soil for Indoor Houseplants

Houseplant enthusiasts seeking a specialized growing medium will find exceptional value in this Money Tree Soil Mix, which delivers targeted nutrition and drainage for Pachira aquatica and other moisture-sensitive plants. The carefully balanced blend combines peat moss, perlite, sand, lime, and worm castings to create an ideal growing environment that prevents root rot while promoting healthy development. This fast-draining formula maintains the loose, gritty texture that money trees require, ensuring proper airflow reaches the root zone and excess moisture drains efficiently. You’ll appreciate the convenient 2-quart resealable bag that eliminates guesswork and mixing, making repotting straightforward for both novice and experienced gardeners.

Best For: Houseplant enthusiasts growing money trees (Pachira aquatica), succulents, cacti, and other moisture-sensitive indoor plants who want a specialized, ready-to-use soil mix that prevents root rot.

Pros:

• Fast-draining formula with balanced ingredients specifically designed to prevent root rot and promote healthy root development
• Convenient ready-to-use 2-quart resealable bag requires no mixing or preparation
• Versatile blend works well for multiple plant types including tropicals, succulents, and cacti

Cons:

• Small 2-quart size may not be sufficient for multiple large plants or frequent repotting needs
• Specialized formulation may be more expensive than general-purpose potting soil
• May drain too quickly for plants that prefer consistently moist soil conditions

Organic Money Tree Soil Mix 1qt, Indoor Plants Potting Mix

Apartment dwellers and space-conscious gardeners will appreciate this compact, nutrient-dense solution that delivers professional-grade care in a convenient one-quart package. This organic formula combines essential components like perlite and pine bark, creating ideal drainage conditions that prevent root rot while maintaining proper moisture levels. The balanced pH formulation supports healthy root development, while organic compost provides sustained nutrition for vigorous growth. With an impressive 4.3-star rating from over 230 customers, this mix consistently revitalizes struggling money trees and promotes new growth. While the compact size limits larger repotting projects, it’s perfect for smaller plants and routine maintenance tasks.

Best For: Apartment dwellers and space-conscious gardeners who need a high-quality, organic potting mix for small to medium-sized money trees and other indoor houseplants.

Pros:

• Professional-grade organic formula with balanced pH and optimal drainage components like perlite and pine bark that prevents root rot
• Consistently revitalizes struggling plants and promotes new growth, backed by a strong 4.3-star rating from over 230 customers
• Convenient compact size perfect for smaller repotting projects and routine plant maintenance in limited spaces

Cons:

• One-quart size is insufficient for larger repotting needs and may require multiple bags for bigger plants
• Some customers need to mix it with regular potting soil to achieve better results for their specific plant needs
• Limited quantity may not provide good value for gardeners with multiple plants or frequent repotting requirements

DUSPRO Recycle Money Tree Soil Indoor (2 Quarts)

DUSPRO’s hand-blended horticultural mix delivers three essential components that make it ideal for gardeners seeking professional-grade soil without the premium price tag. The coco coir, perlite, and pine bark combination creates excellent drainage while retaining necessary moisture for healthy root development. You’ll appreciate the nutrient-rich formula containing nitrates, potassium, phosphorus, and magnesium, which eliminates guesswork in plant nutrition. This ready-to-use soil requires no mixing, making repotting straightforward for both beginners and experienced gardeners. With 4.5-star ratings from 260 customers and impressive growth results reported for various plants, you’re investing in proven quality that supports thriving money trees.

Best For: Indoor plant enthusiasts and both beginner and experienced gardeners who want a premium, ready-to-use soil mix for money trees and other houseplants without the hassle of mixing their own components.

Pros:

• Hand-blended horticultural grade mix with optimal drainage and moisture retention for healthy root development
• Contains essential nutrients (nitrates, potassium, phosphorus, magnesium) eliminating the need for additional fertilizers initially
• Ready-to-use formula with excellent customer satisfaction (4.5 stars from 260 reviews) and quality guarantee

Cons:

• Small 2-quart size may not be sufficient for multiple plants or larger repotting projects
• Higher cost per volume compared to basic potting soils due to premium ingredient blend
• Some customers report needing to mix with regular potting soil for optimal results with certain plants

Back to the Roots 100% Organic Indoor Potting Mix (6 Quart)

For environmentally conscious gardeners who prioritize both plant health and sustainability, Back to the Roots 100% Organic Indoor Potting Mix stands out as an exceptional choice for money trees. This 6-quart blend combines organic yucca extract for superior moisture retention with root-boosting mycorrhizae that enhance nutrient uptake naturally. You’ll appreciate that it’s completely peat-free, reducing greenhouse emissions while supporting your plant’s development. The formula eliminates bark and compost, greatly reducing indoor gnat problems that often plague houseplant enthusiasts. Since it’s safe for both pets and people, you can garden worry-free while providing your money tree with premium organic nutrition for ideal growth.

Best For: Environmentally conscious indoor gardeners who want a premium organic potting mix that promotes healthy plant growth while being safe for pets and reducing pest problems.

Pros:

• Contains organic yucca extract and mycorrhizae for superior moisture retention and enhanced root development
• Peat-free and organic formula reduces environmental impact and greenhouse emissions
• Made without bark or compost to minimize indoor gnats and pest issues while being safe for pets and people

Cons:

• 6-quart size may not be sufficient for larger repotting projects or multiple plants
• Premium organic ingredients likely make it more expensive than conventional potting mixes
• Specialized indoor formula may not be suitable for outdoor gardening applications

Money Tree Potting Soil Mix for Guiana Chestnut (1 Quart Bag)

Small-scale gardeners who value American-made quality will appreciate this professionally mixed potting blend from a family farm operation. This specialized money tree soil combines Canadian peat moss, perlite, worm castings, lime, and sand to create a favorable growing environment for your Guiana chestnut. You’ll notice improved drainage that prevents root rot while retaining essential nutrients, supporting vibrant green foliage and healthy root development. The premium ingredients work together to enhance leaf shine and brightness, making your indoor money tree a stunning focal point. This nutrient-rich medium effectively replaces store-bought soil that’s often lacking crucial components for sustained growth.

Best For: Indoor gardeners who want to provide their money trees with premium, professionally-mixed soil that promotes healthy root growth and vibrant foliage.

Pros:

• Professional blend from American family farm with premium ingredients like Canadian peat moss, perlite, and worm castings
• Superior drainage system prevents root rot while retaining essential nutrients for optimal plant health
• Enhances leaf shine and brightness, creating more vibrant green foliage for attractive indoor displays

Cons:

• Small 1-quart size may not be sufficient for larger plants or multiple repotting sessions
• Specialized formula may be more expensive than generic potting mixes
• Limited to money trees and similar plants, not suitable for broader gardening needs

Professional Money Tree Soil (2.2 Quarts Ready to Use)

Professional Money Tree Soil delivers exceptional value through its generous 2.2-quart capacity, making it ideal for gardeners who maintain multiple money trees or prefer buying soil in larger quantities. You’ll appreciate the quality blend of peat moss, coco coir, perlite, and dolomite, which creates an excellent growing environment for Pachira aquatica and related species like Malabar chestnut and Saba nut. This thoughtfully formulated mix promotes excellent drainage while retaining adequate moisture, preventing the root rot that commonly affects money trees from overwatering. The soil maximizes fertilizer absorption, ensuring your plants receive essential nutrients efficiently, and comes with satisfaction guarantee plus access to helpful plant care resources through their downloadable app.

Best For: Indoor plant enthusiasts who grow money trees, Pachira aquatica, or related species and want a premium soil blend that prevents overwatering while maximizing nutrient absorption.

Pros:

• Quality blend of peat moss, coco coir, perlite, and dolomite provides excellent drainage and moisture retention
• Generous 2.2-quart capacity offers great value for multiple plants or larger specimens
• Comes with satisfaction guarantee and bonus plant care app for additional support

Cons:

• Specifically formulated for money trees and related species, limiting versatility for other plant types
• Higher cost compared to generic potting soils due to specialized formulation
• May require supplemental fertilizer over time as initial nutrients become depleted

Money Tree Potting Soil Mix (4 Quarts)

Six premium ingredients come together in this specialized potting mix that’s perfect for gardeners who want a ready-to-use solution for their Pachira Aquatica plants. You’ll find peat moss, pine bark, horticultural charcoal, worm castings, perlite, and lime carefully balanced to create ideal growing conditions. This 100% natural blend provides excellent drainage while delivering organic humus that feeds your money tree’s root system throughout the growing season. The horticultural charcoal and perlite work together to promote proper aeration, preventing root rot that commonly affects these moisture-sensitive plants. With four quarts included, you’ll have enough soil to fill three 5-inch containers or two 6-inch pots.

Best For: Indoor gardeners and plant enthusiasts who want a specialized, ready-to-use potting mix specifically formulated for Money Trees (Pachira Aquatica) that provides optimal drainage and nutrition.

Pros:

• Custom-formulated blend specifically designed for Money Trees with six premium natural ingredients
• Excellent drainage and aeration properties help prevent root rot, a common issue with moisture-sensitive plants
• 100% natural formula with no chemicals or additives, plus includes beneficial worm castings for ongoing nutrition

Cons:

• Limited quantity of 4 quarts only fills 2-3 small pots, requiring multiple purchases for larger plantings
• Specialized formula may be more expensive than general-purpose potting mixes
• Only suitable for Money Trees, making it less versatile than multi-purpose soil blends

16oz Money Tree Plant Indoor Fertilizer (Makes 96 Gallons)

This concentrated fertilizer transforms ordinary watering sessions into powerful feeding opportunities, making it perfect for gardeners who want maximum nutrition without frequent applications. You’ll get incredible value from this 16oz bottle, which creates 96 gallons of nutrient-rich solution that feeds your money tree for months. The formula contains essential nitrogen for vibrant green foliage, phosphorus for robust root development, and potassium for disease resistance. Enhanced micronutrients like iron, zinc, and magnesium prevent common deficiencies that cause yellowing leaves and stunted growth. Simply mix the concentrate with water during your regular watering routine, whether you prefer top-watering or bottom-watering methods for consistent plant care.

Best For: Indoor gardeners and plant enthusiasts who want to maximize their money tree’s health and growth with a concentrated, long-lasting fertilizer that provides comprehensive nutrition.

Pros:

• Exceptional value with 16oz making 96 gallons of fertilizer solution that lasts for months
• Complete nutrition formula with essential NPK plus micronutrients to prevent deficiencies and promote vibrant growth
• Convenient application that works with both top-watering and bottom-watering methods during regular plant care

Cons:

• Specifically formulated for money trees, limiting versatility for other houseplant varieties
• Requires proper dilution and mixing before each use rather than ready-to-apply convenience
• Concentrated formula may risk over-fertilization if mixing ratios are not followed correctly

Factors to Consider When Choosing Money Tree Soil

When I’m selecting soil for money trees, I consider five essential factors that directly impact plant health and growth success. These key elements include drainage and aeration quality, the choice between organic versus synthetic ingredients, pH balance requirements, nutrient content levels, and moisture retention capacity. Understanding how each factor affects your money tree’s root system, nutrient uptake, and overall vigor will help you make an informed decision that promotes thriving growth.

Drainage and Aeration Quality

Proper drainage stands as the foundation of successful money tree cultivation, directly impacting your plant’s ability to thrive without succumbing to waterlogged conditions. I recommend selecting soil mixes that incorporate perlite, sand, and coconut coir, as these materials create the loose, well-structured environment your money tree’s roots need to develop properly. When you choose well-draining soil, you’re ensuring adequate oxygen reaches the root system, which prevents the dreaded root rot that destroys so many houseplants. Look for potting mixes with a gritty texture that promotes airflow within the soil, reducing compaction while allowing roots to expand freely. The ideal balance maintains drainage while retaining enough moisture for nutrient absorption, creating peak growing conditions.

Organic Vs Synthetic Ingredients

Ingredient composition greatly influences your money tree’s long-term health, making the choice between organic and synthetic materials a crucial decision for successful cultivation. I recommend organic ingredients like worm castings and coco coir because they promote beneficial microbial activity, which naturally enhances nutrient availability for your plant. These materials also maintain balanced pH levels, ensuring ideal nutrient absorption while providing superior moisture retention and aeration through components like peat and pine bark.

Synthetic soil mixes often contain chemical additives that create salt buildup over time, potentially damaging your money tree’s delicate root system and causing long-term health issues. Additionally, choosing organic ingredients supports sustainable gardening practices while reducing environmental impact, making it a responsible choice for both your plant and the planet.

Ph Balance Requirements

Building on your choice of organic materials, pH balance becomes the foundation that determines whether your money tree can actually access those beneficial nutrients you’ve provided. I recommend maintaining soil pH between 6.0 and 7.0, which creates the slightly acidic to neutral environment that optimizes nutrient availability for Pachira aquatica. When pH levels drift outside this range, your money tree can’t absorb essential minerals effectively, leading to yellowing leaves and stunted growth despite proper fertilization. I suggest testing your soil pH regularly using simple test strips or digital meters, which helps you catch imbalances before they affect plant health. Organic soil blends naturally support better pH stability while encouraging beneficial microbial activity that strengthens root development and overall plant vigor.

Nutrient Content Levels

While pH creates the foundation for nutrient absorption, the actual nutrient content levels in your soil determine how well your money tree can develop robust foliage, strong roots, and sustained growth over time. I recommend selecting soils rich in essential macronutrients like nitrogen for leafy growth, phosphorus for root development, and potassium for overall plant health. Organic matter additions, such as worm castings and compost, provide these crucial nutrients while improving soil structure and moisture retention capabilities. Quality money tree soils balance nutrient availability with proper drainage, preventing root rot while ensuring adequate feeding. I suggest regularly observing your plant’s performance and testing soil conditions, as this helps identify nutrient deficiencies early and allows you to adjust soil composition for ideal money tree health.

Moisture Retention Capacity

Because water management determines your money tree’s survival and growth potential, I prioritize selecting soils with ideal moisture retention capacity that prevents both drought stress and waterlogged conditions. You’ll want soil that maintains consistent hydration while providing excellent drainage, creating that perfect balance your plant craves. I recommend looking for mixes containing coco coir or peat moss, as these components naturally retain moisture while creating essential air pockets around roots. The addition of perlite or sand enhances drainage capabilities, preventing dangerous moisture accumulation that leads to root rot. When you choose soil that mimics your money tree’s natural habitat, you’re ensuring consistent moisture management that keeps roots healthy and hydrated without the risks of overwatering.

Soil Mix Composition

Five key ingredients form the foundation of exceptional money tree soil composition, each serving a specific purpose in creating ideal growing conditions. I recommend combining peat moss, perlite, and worm castings as your primary base, which promotes robust root development while ensuring proper drainage throughout the growing medium. You’ll want to incorporate organic materials like pine bark and coco coir, which enhance moisture retention while maintaining essential aeration that prevents waterlogged conditions. Adding perlite increases drainage capabilities considerably, reducing root rot risks by preventing soil compaction and allowing excess water to escape efficiently. I suggest including organic compost or quality fertilizers to create a nutrient-rich environment that supports vigorous plant development and maintains prime health for your money tree.

Container Size Compatibility

Three primary container dimensions directly impact your soil selection strategy, determining both the quantity and drainage characteristics needed for successful money tree cultivation. I’ve found that smaller 5-inch pots require just one quart of quality potting mix, while medium containers need approximately four quarts for proper root development and plant stability. When you’re working with larger containers, you’ll need additional soil volume, but drainage becomes increasingly critical to prevent waterlogging that leads to devastating root rot. I always ascertain my chosen soil maintains excellent drainage properties regardless of container size, as proper aeration and nutrient distribution scale directly with pot dimensions. Matching soil volume to container size provides the essential foundation for ideal growth and long-term plant health.

On a final note

I’ve reviewed these top-quality soil options to help you make the best choice for your money tree’s success. Whether you select an organic coco coir blend, fast-draining mix, or professional-grade potting soil, you’re investing in your plant’s long-term health. Remember to reflect on drainage, aeration, and nutrient content when making your decision. With proper soil selection, you’ll create the foundation your money tree needs to flourish indoors.